Debt Relief Law Offices of Tampa Bay

Tampa Bankruptcy Attorney 727-849-3328

Automatic Stay

Are you struggling to pay your bills? Are you afraid to go to the mailbox? Do you get an uneasy feeling when the phone rings? You can protect yourself. The federal bankruptcy laws can help you stop harassment from creditors and debt collection agencies, but it is best to have an experienced lawyer to help you protect your rights.

When you file for protection under the federal bankruptcy laws, you are entitled to the benefits of the automatic stay. The automatic stay prohibits creditors from calling you, writing you or pursuing legal action against you to collect a debt during the bankruptcy process. If a lawsuit has been filed, all further efforts under the lawsuit are suspended while the bankruptcy proceeding is in process. This includes foreclosure proceedings, repossession and civil lawsuits.

In addition, the automatic stay can prevent wage garnishment or stop existing wage garnishment during the bankruptcy process.