Chapter 13 Bankruptcy is available for people whose income is above the median income in Florida for a household of their size or who wish to repay their debts over three to five years. Since 1996, Ziona Kopelovich, Esq., has brought to people seeking to reorganize their debt under Chapter 13. Attorney Kopelovich is certified in consumer bankruptcy law by the American Board of Certification.
When you hire us to file a Chapter 13 bankruptcy petition, we will prepare and file all the necessary documentation. We will also be your liaison with creditors, the bankruptcy trustee, and the court. We will prepare a debt payment plan that is within your means and will protect your assets, and we will submit it for approval by the court. To keep the court's protection, you must abide by the terms of your plan. When the repayment plan is completed successfully, the court will approve a discharge of some of your debt.
All chapters of bankruptcy provide protection from collection activities with the automatic stay. Once you file, creditors cannot harass you, repossess property, or garnish your wages. Additionally, Chapter 13 can stop a foreclosure sale on your home and help you catch up on the mortgage arrears. Chapter 13 can also help you eliminate or strip certain liens on your home in some circumstances. Speak with us to find out if you qualify.
Need help with Chapter 13 Bankruptcy? Simply call throughout Tampa Bay in New Port Richey,
727-849-DEBT (3328), and in Tampa,
813-765-DEBT (3328) for a confidential meeting.