New Port Richey

5422 Trouble Creek Rd 

Chapter 7 Bankruptcy Lawyer

Florida Debt Liquidation Lawyer

Suppose your income is below the median income in Florida for a household of your size. In that case, you may be eligible for Chapter 7 Bankruptcy. Attorney Ziona Kopelovich has been a bankruptcy attorney since 1996 and has extensive experience with Chapter 7. She is also certified by the American Board of Certification in consumer bankruptcy law. 

 

At the Debt Relief Law Offices of Tampa Bay, LLC, we emphasize personal service and attention, working at all times to minimize the stress and anxiety of a Chapter 7 bankruptcy filing.

Calculating Debt — Tampa, FL — Debt Relief Law Offices of Tampa Bay
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Chapter 7 Bankruptcy Basics

Under the 2005 revisions to the bankruptcy laws, you must submit to a "means test" to determine whether you qualify to file for protection under Chapter 7. Suppose you fail to qualify for protection under Chapter 7. In that case, in other words, if your assets are more than what the law will protect for you, or if your income is higher than the mean income for a family your size in Florida, or if you prefer to repay your creditors over a three-to-five-year period, we will help you seek reorganization of your debt under Chapter 13. If your assets are properly exempt under Florida law, you may not need the special protection provided by Chapter 13. 

 

We will walk you through the means test to determine eligibility. If you qualify, we will explain which debts can and cannot be discharged and which assets you can keep. In addition, we will prepare and file all documents. We will be your advocate in all hearings or meetings with creditors, the bankruptcy trustee, or the court.

All chapters of bankruptcy provide protection from collection activities with the automatic stay. Once you file, creditors cannot harass you, repossess property, foreclose on liens, or garnish your wages. 

Contact Our Legal Team 

For a no-charge initial consultation, feel free to reach out to us at 

Ziona@debtrelieftampabay.com, or contact our New Port Richey office at 727-849-DEBT (3328) or our Tampa office at 813-765-DEBT (3328) for a confidential discussion. 

 

Our agency is focused on delivering a range of debt relief solutions, including support with credit card and medical debt, foreclosure, IRS debt challenges, and, specifically, Chapter 7 bankruptcy proceedings. We provide expert assistance in managing bankruptcy filings under the Bankruptcy Code and guidance in estate planning, probate, and tackling various debt and foreclosure issues effectively. 

Need help with Chapter 7 Bankruptcy? Simply call throughout Tampa Bay in New Port Richey, 727-849-DEBT (3328), and in Tampa, 813-765-DEBT (3328) for a confidential meeting.

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